Quite simply, post-secondary education builds assets. Through skills and knowledge, it enables people to earn more so that they can aspire to the American dreams of home ownership, entrepreneurship, education for their children, and a secure retirement. On average, a four-year college degree confers 80% more earning power than does a high school diploma alone. People with a college degree are considerably more likely to have investments, retirement savings, and health insurance. These assets mean a greater resiliency to overcome economic difficulties and greater opportunity to improve quality of life. Moreover, high college attainment attracts business investment and supports a research environment that leads to greater economic growth.